Josh Dan
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Looking for the best mortgage rates and flexible lending options? You’re in the right place.
I'm Joshua Dan, a mortgage expert with access to over 200 national and private lenders, helping investors and homeowners secure DSCR loans, HELOCs, and mortgages with fast approvals and unbeatable rates. Whether you're refinancing, purchasing, or building your real estate portfolio, I’ll structure the right loan solution tailored to your goals — and I’ll beat any competitor’s rate.
With deep experience in real estate financing and a reputation for fast, transparent service, I simplify the mortgage process and deliver results when others can’t. No cookie-cutter loans. Just smart, aggressive options designed for today’s market.
Specialties:
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DSCR (Debt-Service Coverage Ratio) Loans
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HELOCs (Home Equity Lines of Credit)
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Investment & Residential Mortgages
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Low documentation & self-employed borrowers
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Fast closings nationwide
Let’s find the best mortgage for you — faster, easier, and for less.
NMLS#: 2436989
License: CA, FL, GA, NJ
Spoken Language: English
My video
My reviews on Zillow
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 217 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
217+
Number of Lenders
12644+
1874+
Loan officers
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
