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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Josh Dan

Josh Dan

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Phone: (347) 794-1592

NMLS#: 2436989

License: CA, FL, MN, NJ

Spoken Language: English

My video

My reviews on Google

Great communication , works hard and honest !
I used Joshua, was seamless and pain free experience. Would definitely recommend!

My reviews on Zillow

I can’t say enough great things about Josh. He works so hard to get you the best of the best rates. He works endlessly to give great customer service. He is very knowledgeable, personable and responsive. He answers all your questions, even if you ask the same one 100 times, and is very thorough. I would recommend Josh to all of my friends and family. He will do what it takes to get you where you want to be!
The first and only Lender that actually could do what they said they could! Mr. Dan saved my butt and helped my wife and I with a HELOC when rocket Mortgage said it wasn’t an option even with 250k equity in our home. We were about to close on a refi at almost the same 8 ish percent interest only variable, so plus 25k in closing cost to cash out 20k when we originally started out needing and being promised 100k to pay down some personal debt that had accumulated from our business as we had been keeping operations running through the “end of COVID” era after scaling way up during the boom of 2020 to mid 2023 and then all the sudden nothing selling with the unexpected uncertainty of election year and a waining economy. Without this HELOC weren’t going to be able to get our SBA loan for 850k. So to say Josh Dan is a life saver is an understatement. Thanks a million buddy….. literally.

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 184 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.



Number of Lenders


Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.


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